Kissht is a quick loan app available on Google PlayStore and App Store. The app also allows for setting up auto-debits and auto credits. This instant personal loan app allows the facility to extend your credit period if required. Nira personal loans range from Rs 3,000 to Rs 5 lakhs at interest rates ranging from 1.5 to 2.5% per month. Nira automatically assesses your credit score based on the documents submitted online. Nira ranks among the best instant loan apps in India without salary slips because of its instant approvals, simple registration process, and availability of loans without a CIBIL score. Recently, PaySense has merged with LazyPay. Both salaried and self-employed individuals can apply for personal loans from PaySense. The repayment tenure extends up to a maximum of 60 months. The interest rates range between 16% and 36% per annum. The application process, documentation, approval, and disbursement are quick. However, the most exciting feature is that it allows people without any previous credit history to avail of personal loans. These personal loans ranging between Rs 5,000 and Rs 5 lakhs are available for meeting almost any emergency. PaySense partners with reputed banks and financial institutions to offer instant personal loans online. Moreover, the secured API and interface make it India’s best instant loan app without salary slip. The best aspect of MoneyTap is its quickest approval process which takes around four to five minutes. In addition, borrowers get flexible repayment tenures ranging up to 36 months. MoneyTap offers up to Rs 5 lakhs personal loans at interest rates ranging from 1.08 to 2.3% per month. Then, complete the KYC formalities and start using the funds after getting the necessary approval. Next, complete the details like age, city of residence, PAN, and income to determine your eligibility for MoneyTap Credit Line. Here are the ten instant loan apps without salary slips in India.ĭownloading the MoneyTap app from Google PlayStore or AppStore is the first step in the secure and straightforward process. High degree of flexibility and easy eligibility norms.Under such circumstances, the best instant loan app in India without salary slip should be an ideal alternative because of its inherent advantages, such as,
Besides, you need an impeccable credit record. The documentation procedures can be cumbersome. While almost all banks and financial institutions offer personal loans, the process can be time-consuming. What do you do when you urgently need money to cater to an emergency? The ideal option before you is to go for a personal loan.
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